My new application has hit the market and this one may just transform your life. Based on research into human motivation and the brain's reward system, this application is designed to make improving your life fun. "The Game Of Your Life" turns your life into a game by helping you to create quests, set bounties, and give yourself rewards.
The objective of the game is to earn points for doing things that make you awesome. It's very simple - just set yourself some bounties and let the app sort them so you get the best return on your time. Once you complete an activity, you reward yourself the points and see your daily score increase.
I'm planning to move some of my money into a high dividend yield index fund for a few of reasons. Firstly I like dividends, secondly I like franking credits, and thirdly dividends seem to predict company health (and growth) pretty well. So here is the research I've done into the index funds / ETFs I've found on the Australian Stock Exchange.
The four ETFs I looked at are:
I can write software. In fact, I'm very good at it. But there's a catch.
I won't do it for money.
Well basically I feel deep dissatisfaction when I give my creative work away. Especially if it goes to a sinister money grabbing corporation.
When I look back on the jobs I have had in the past, it is the menial ones that have give me most satisfaction. I worked on a trawler when I was 18. It's a job that mostly involved sorting fish. I worked in a bar when I was 19. a job that mostly involved collecting glasses. I cleaned dishes when I was in university, and actually it was kind of fun.
Psychologists have recognised this as a common phenomena since the 80s. It is all a matter of intrinsic and extrinsic motivation. As it turns out, extrinsic rewards inhibit creative work but facilitate simple tasks.
After calculating my returns on ten years of investing in more or less whatever sounded good I realized that I really needed to learn something about investing.
So I read and read and read everything I could find about investment (not really everything - there is a whole aisle dedicated to investment at the university library). The idea of Value Investing grabbed me most. It's the method made popular by the world's most famous investor, Warren Buffett.
The idea is simple. Buy good companies at good prices. So first I went about finding good companies. To me these are those with
Here is a transcription which I made to learn Cuando Me Enamoro by Enrique Iglesias. It has the chords, rhythm and lyrics. Hope you find it useful.
Note that this transcription is in E so it can be played without a capo. The CD version is in Eb and uses a capo on the first fret with chords one tone lower. The chord progressions for the different versions are:
E (no capo): Em G D A Bm G
Eb (capo on first fret): Dm F C G Am F
Take a look at the two girls in the photo above. The one on the left looks a lot like a 6. Not ugly, just plain. She probably wouldn't get your attention in a busy street. But the one on the right is definitely attractive. She is at least an 8 and could even be a 9 with the right body shape.
They are, of course, the same girl.
I'm so sorry.
I saw you walking alone today.
It shouldn't have been like this.
We should be together. I should be giving you the surfing lesson we had planned. We should be lying together in the sand watching the sun set over the ocean like we did yesterday. We should be scoping out the best restaurants and sharing the best food. You should be climbing on my back in the swimming pool, stealing kisses from me like last you were night.
But you fucked it for both of us.
My blog is where I go when I fail. So here is my latest.
Okay, check it out. I meet a chick on the subway and I open her. The response is slightly negative. She turns her back towards me and starts talking to someone else, so I turn my back on her. Soon she turns to face me and makes eye contact so I turn to make a 90 degree angle with her and we start chatting.
She is very easy to talk to and soon she asks me my name. Usual chit chat, I tease her about being an overworked New Yorker, talk a bit about my travels, she asks me how long I will stay and how I can afford to travel so much. We talk about surfing, sport (she is a personal trainer), I touch her lightly on the arm and shoulder now and again. My prison story comes up briefly in conversation.